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Why You Should Report A Minor Accident To Your Insurance Company

When people are involved in a minor car accident, they think it is not worth reporting to their insurance company. Since little damage occurred and nobody got hurt, most people feel it would be a waste of time. However, that is not the case at all. In many instances, what starts out as an agreement between both drivers to handle the situation themselves evolves into a dispute involving insurance companies and courts. Consult with an experienced Auto Accident Attorney to discuss your case and know why it is important to accident to your insurance company. If you wonder why you should report a minor accident to your insurance company, here are some reasons to do so.

Failure to Receive Compensation

Many times in minor accidents, the driver who hit your vehicle says they will compensate you for your vehicle's damage. However, once they leave the scene, they are under no legal obligation to do anything to help you. Since nothing exists between you but an oral agreement, it becomes your word versus that of the other driver. Once this happens, you will need to seek out the services of a car accident attorney to have any hope of getting compensated.

Other Driver Informing Their Insurance Company

In some situations, the other driver may change their mind and inform their insurance company of the accident. If you have not done the same with your insurer, problems may ensue, including:

  • Driver lying about extent of damage to their vehicle
  • Driver lying about being injured in the accident
  • Driver making it appear as if you were trying to cover up the accident

If these things happen without your knowledge, your insurance company may be forced to make a substantial payment to the driver. To make sure you are not blindsided in these situations, always report the accident to your insurance company and consult an auto accident lawyer for advice.

Lawsuit Filed Against You

If you do not report the accident to your insurance company and later discover it had to pay out a claim to the other driver, chances are you may be facing a lawsuit filed against you by your own insurance company. In these cases, the court may rule you are obligated to pay the remainder of damages to the other driver after your insurance company has reached the limits of your policy's coverage. Rather than let this happen, speak with an accident injury lawyer to determine the best course of action.

Avoid Premium Increases

By reporting your accident to your insurance company, you may be able to avoid premium increases. By letting them know the accident was minor and explaining what happened, you eliminate the chance the other driver will have to manipulate the accident into a version that never happened. Thus, your insurance company will likely not raise your rates, especially if you have a safe driving record.

Since these situations can spiral out of control very quickly, always report the accident to your insurance company as quickly as possible. If problems develop, do not hesitate to contact a knowledgeable and experienced car accident attorney to discuss your case in greater detail.

Why You Should Report A Minor Accident To Your Insurance Company

When people are involved in a minor car accident, they think it is not worth reporting to their insurance company. Since little damage occurred and nobody got hurt, most people feel it would be a waste of time. However, that is not the case at all. In many instances, what starts out as an agreement between both drivers to handle the situation themselves evolves into a dispute involving insurance companies and courts. Consult with an experienced Auto Accident Attorney to discuss your case and know why it is important to accident to your insurance company. If you wonder why you should report a minor accident to your insurance company, here are some reasons to do so.

Failure to Receive Compensation

Many times in minor accidents, the driver who hit your vehicle says they will compensate you for your vehicle's damage. However, once they leave the scene, they are under no legal obligation to do anything to help you. Since nothing exists between you but an oral agreement, it becomes your word versus that of the other driver. Once this happens, you will need to seek out the services of a car accident attorney to have any hope of getting compensated.

Other Driver Informing Their Insurance Company

In some situations, the other driver may change their mind and inform their insurance company of the accident. If you have not done the same with your insurer, problems may ensue, including:

  • Driver lying about extent of damage to their vehicle
  • Driver lying about being injured in the accident
  • Driver making it appear as if you were trying to cover up the accident

If these things happen without your knowledge, your insurance company may be forced to make a substantial payment to the driver. To make sure you are not blindsided in these situations, always report the accident to your insurance company and consult an auto accident lawyer for advice.

Lawsuit Filed Against You

If you do not report the accident to your insurance company and later discover it had to pay out a claim to the other driver, chances are you may be facing a lawsuit filed against you by your own insurance company. In these cases, the court may rule you are obligated to pay the remainder of damages to the other driver after your insurance company has reached the limits of your policy's coverage. Rather than let this happen, speak with an accident injury lawyer to determine the best course of action.

Avoid Premium Increases

By reporting your accident to your insurance company, you may be able to avoid premium increases. By letting them know the accident was minor and explaining what happened, you eliminate the chance the other driver will have to manipulate the accident into a version that never happened. Thus, your insurance company will likely not raise your rates, especially if you have a safe driving record.

Since these situations can spiral out of control very quickly, always report the accident to your insurance company as quickly as possible. If problems develop, do not hesitate to contact a knowledgeable and experienced car accident attorney to discuss your case in greater detail.

The Importance Of Lawyers To Challenge Medical Complaints

If you are facing an investigation by the General Medical Council or GMC, it is important that you work with a qualified and experienced GMC-complaint investigation lawyer at the outset. There are important tactical decisions that should be made at the outset of such an investigation in order to protect your professional interests. A specialist GMC lawyer will advise the doctor under such circumstances and assist him/her in preparing the formal responses - both at the beginning as well as "Rule 7" stage. That way you can settle your case at the investigation stage itself and prevent the case from being referred to a fitness to practise hearing. That is why you need to hire a highly specialised and experience GMC investigation lawyer for your case. Here is why you need to hire the best GMC-complaint investigation lawyer in the United Kingdom.

An experienced GMC lawyer will defend doctors facing fitness to practise investigations by the GMC. You may have been asked to submit a written response to a complaint or been summoned to a hearing before the Medical Practitioners Tribunal Service (MPTS). Either way, an experienced GMC lawyer can assist you through what could have been a daunting process. It is very important that you contact the lawyer at the earliest stage in the process. Your initial response to the complaint will shape the remainder of the investigation. An experienced GMC lawyer can help you draft the response in such a way that it will bring the GMC investigation to an early conclusion. This will help avoid hearing the case before the Medical Practitioners Tribunal (MPT). This is known as the "Rule 7" or Case Examiner Response.

Most of the time, the doctor will be asked to appear before an Interim Orders Tribunal (IOT) at the early stage of a GMC investigation. This hearing will determine whether or not certain restrictions should be imposed on the doctor's registration while the investigation is going on. If imposed, such restrictions will have a devastating impact on the healthcare provider's ability to work. That is why you need to be properly represented at such a hearing. A professional GMC lawyer is the best bet under such circumstances. They will help you achieve positive outcomes at IOT hearings. That is why you should work with a qualified and experienced GMC-complaint investigation lawyer at all times.

The above article offers information on the importance of GMC complaint investigation lawyers. Read here for further advice on how to get started as soon as possible.

Important Steps To Take If Your Child Was Injured In A School Bus Accident

According to the National Highway Traffic Safety Administration, riding in a school bus is seven times safer than going down the road in a car or truck. However, despite their high levels of safety, school buses are involved in numerous accidents each year. As a result, many children sustain serious injuries, sometimes never fully recovering physically or emotionally. When this happens, it's crucial to speak with an experienced bus accident attorney who is specialized in handling these complex cases. Attorneys at the Law Offices of Samer Habbas have extensive experience in handling bus accident injury cases. If your child has sustained injuries due to a school bus accident, here are some important steps you should take.

Have Your Child Medically Evaluated

Even if your child did not sustain life-threatening injuries, it's still important to have them medically evaluated after the accident. By doing so, you will not only ensure your child has no underlying injuries that went undetected initially, but you will also have medical documentation of any injuries sustained, and how they came about as a result of the accident.

Keep Accident-Related Information

When your child is involved in an accident while riding a school bus, your school district will send you information about the accident. When they do, never lose it or throw it away. Instead, file it away for future reference, since it could contain details that could prove crucial if you pursue legal action.

Talk to Other Parents

If possible, speak with the parents of other children involved in the accident. In many cases, it's possible they may have witnessed the accident, or know someone who was a witness to the accident. If you do locate any eyewitnesses, try to obtain their contact information, and forward this to your attorney as soon as possible so they can be interviewed.

Document Your Child's Progress

If you choose to pursue legal action regarding the accident, always make sure you carefully document your child's healing process. Along with documenting their physical struggles, be sure to make note of any emotional or psychological problems related to the accident, such as nightmares, insomnia, anxiety, and depression. And if your child was involved in activities they can no longer do, such as sports, music lessons, or other activities, also document this, as it may be critical in determining the compensation you may be granted by a court. To make sure you have the necessary information and evidence, not only should you keep detailed notes, but also take photos or videos if possible.

Contact an Attorney

If your child is suffering from physical and emotional injuries as the result of a school bus accident, contact an attorney skilled in handling these cases as soon as possible. By doing so, you may be able to receive compensation for medical bills, pain and suffering, and other issues related to the accident. Rather than suffer alone and fail to make those responsible for your child's injuries be held accountable, work with an experienced school bus accident attorney. By doing so, you'll take the first step toward receiving the full and fair compensation you and your child deserve.

What Is My Car Wreck Case Worth?

One point is necessary to bear in mind, no two cases are the exact. When one case results in a specific recovery for one litigant this doesn't mean that your claim is worth the same simply because you were associated in the same accident. There are lots of factors and it is sometimes simply the destiny of the draw past the factors themselves.

If you settle your case it will likely be concluded in one of three manners-- arbitration or mediation, trial by a jury or judge, or settlement before filing suit. Now lets consider some of the damage factors to value a car wreck case.

Pain and Suffering. Pain and suffering is the discomfort which you suffered as a result of your injury. It's the pain coupled with a broken bone or the pain associated with injury to the back or neck as an example. In a trial a jury or the judge will put a specific dollar amount on that specific recoverable damage. In most jurisdictions, including Maryland, pain and suffering damages are capped at a specific dollar amount regardless how terrible an injury may be. You can thank your legislature for their foresight in capping damages in horrific cases that deserve more than a capped amount.



Another significant factor to look at in case value is permanency or permanent injury to the person. Permanency is the level of impairment that doesn't go away, but instead is life long as an effect of the injury. This particular form of damage is very important because the fact finder is looking at a life time loss to the man or woman which means a calculation must be done year by year for the rest of one's life. This can equate into much bigger damage numbers. In any given case, your treating doctor will have to generate the decision as to what level of permanency you have withstood to a reasonable degree of medical probability.

Without a permanency claim for damages, damages will generally be restricted to soft tissue or short term injury. You will be rewarded for pain and suffering for the period of time you suffered. Essentially, if the treating doctor can not testify that you've got sustained a permanent injury to a reasonable degree of medical probability, or if there isn't any finding of a "long-term harm" by a doctor, the fact finder will probably be constrained on damages. Bear in mind that, economic damages such a medical bills incurred and lost wages are not limited like non-economic damages and are designed to compensate for all reasonable and envisioned economic loss resulting from the car crash.

Due to the fact that the law is so specific regarding injuries and the medical documentation, it is important to follow your treating doctors' recommendations for your own course of treatment. Be certain you inform your doctor in specific detail, about all your injuries because if you fail to do so, it will not be documented and if its not documented, it never happened. Obviously, you don't over-exaggerate your claim to your medical provider but accuracy and detail is always important.

How Much Is My Claim Worth?

If you live in the UK and have been involved in an accident leading to personal injury or you have had a medical misdiagnosis, you could be entitled to financial compensation.

For a more in-depth look at how much you can recieve, use the WINWales personal injury compensation calculator.

Who can claim?

Anyone who has suffered due to a misdiagnosis, or been involved in an accident, should seek professional advice from an injury lawyer immediately. After consultation, they will be able to advise you on whether or not you have a case and if so, which course of action to take next. You may be entitled to compensation. Compensation is an amount of money paid to a claimant by the negligent party or parties. Financial compensation can be given for a number of different reasons including actual injury and damages. There are factors that depend on the amount of damages awarded; these can include: how the injury occurred, the physical and psychological damage caused, recovery time, loss of earnings and the degree of any long term disability. Claims for misdiagnosis can be brought against a general practitioner, surgery or hospital. If a claim is made because of a misdiagnosis while in hospital, the correct defendant would be the NHS Trust the hospital is assigned to.



So how much could you receive for injuries?

Although there is no fixed amount applicable for particular injuries, there are guides available for reference. Most lawyers use The Judicial (13th edition) to assess claims for damages. Awards are dependent on the length of time for recovery and set according to guideline amounts. Usually general damages are awarded to compensate for general suffering that someone may have experienced. These also cover times when injury has prevented someone from carrying out what they normally would do. Special damages are awarded when there has been further financial cost to you due to an injury. As well as special damages, additional damages may be awarded for injuries that have prevented someone from carrying out their normal working life or their daily routine. Additional compensation may also be awarded, if any modifications have had to be made to a home due to complications caused by injury. Families claiming on behalf of a deceased relative may be able to claim for funeral expenses. These claims can range from £2,800 for a lost tooth; £7,500 for a leg fracture and to around £60,000 for a fractured wrist. In severe cases such as brain damage, awards can range from £150,000 to £300,000.

What about misdiagnosis?

Compensation can be made when a medical professional has not identified symptoms of an illness or condition which has led to the patients condition worsening. This can lead to further complications which might affect the patient's recovery. If a medical professional wrongly misdiagnoses an illness or medical condition in a patient, leading to unnecessary procedures, compensation may be awarded. For instance, if a patient is wrongly diagnosed with kidney failure or cancer and has to undergo dialysis or chemotherapy unnecessarily. Other problems may arise when patients are given the incorrect diagnosis. Psychological trauma may occur due to undiagnosed or incorrect diagnosis. Where it is proven that an illness has progressed due to late diagnosis, further claims may be brought. Legal costs and interest can be claimed in a case for misdiagnosis. Claims can range from £2,800 for minor anxiety relating to stress to £88,000 for severe psychiatric damage.

A Guide To Hiring A Top-notch Brain Injury Compensation Lawyer

Sometimes people are negligent and it leads to the injuries of others. As you should already know, some of these damages are far worse than others. Having a traumatic brain injury can change the entire course of someone's life. As a result, it is important to have a brain injury compensation lawyer around to help you get all that you deserve.

One problem that many people face is trying to determine which brain injury compensation lawyers to choose when there are so many out there. The solution is not one that is simple, yet it does not have to be the most complicated process in the world. The best place to start would be the Internet. With the sheer number of people who log on every day, it will not be hard to spot a few candidates right away.

You cannot meet with every lawyer out there, so it is best to narrow it down to about 3-5 options. You should meet with each of them in person and discuss your case. They will let you know if they feel like they are qualified to handle this type of claim. You should always take notes so that you can carefully weigh all of the pros and cons before making a choice.

There are some lawyers that try to attract clients by being very flashy. They have TV and print ads that are splashy and designed to garner attention. This is not the kind of person that you want to hire your case. Your case is supposed to be the center of attention and it should not have to battle with a sub-par lawyer to get the spotlight.



When meeting with any lawyer, make sure that you ask them about the fees that will be expected of you. This includes the standard fees, any fees for clerical work done and travel expenses. You should ask for everything in writing in the event that there is a problem at some point and you and your lawyer are having a dispute about money.

Ask any lawyer you are considering about the number of brain injury cases they have worked on in the past. This is an area of law that is very specific and you want to make sure that you are dealing with someone who is familiar with all of the case law. Sure, a general attorney can go and read a few books to brush up on the subject, but your best bet is to hire someone that has experience. Ideally, they should have handled at least 25-50 cases that are similar to this.

Sustaining a brain injury is something that will have a profound effect on the lives of all who are involved. This is why you need to have someone come in and fight to get you the compensation you deserve. While there are countless lawyers that are out there, the advice here will lead you to the right one.

Assessing Brain Injury Compensation Lawyers



If you are looking for brain injury compensation lawyers, the hiring process can be pretty tiresome. It is necessary to make all of the right moves when you are seeking legal representation since the outcome of your case depends on that. Here is a list of DOs and DON'Ts that should prepare you for the hiring process.

DO hire brain injury compensation lawyers who have been in business for quite some time. There are many new lawyers who are perfectly capable of handling this type of case, but it is better to err on the side of caution and look for someone who has been in this arena for much longer. This is a much better decision than being a test case for someone who has only been practicing law for a short time.

DON'T hire anyone without meeting them in person. These days, it is common for attorneys to advertise on the Internet, which is filled with valuable information about each candidate. As a result, some people feel comfortable hiring them sight unseen. Experience and skill are not the only factors to consider when looking for an attorney, so this is a huge mistake.

The way that you get along with an attorney makes a huge difference, especially considering the fact that you will have to work closely with them. Hiring an unseen attorney means that you may end up represented by someone who you have a difficult time meshing with.

DO ask about other cases potential attorneys may be working on. A great lawyer has the ability to handle many cases at once, but this depends on the complexity of each one. For example, if there is a high profile case being worked on where someone is suing a multi-million dollar company, an attorney hired to handle this case would probably drop everything and give this all of their focus.

You don't want to have someone push your case to the back burner because they have tried to bite off more than they can chew. Even if they are not able to give you 100% of their time, the amount they have available should be more than sufficient.

DON'T hire a lawyer without asking about their win-loss ratio. Just because a lawyer loses a case here and there, this does not mean that they are totally incompetent. With that said, there is something very wrong with hiring someone who loses far more often than they win. Ask about this when you are interviewing lawyers and make sure that you consider this when trying to narrow down the candidates.

Hiring a lawyer is not the simplest thing in the world, but it does not have to be the most difficult either. Keeping all of this advice in mind when you are in the selection process will ensure that you find a great attorney to handle your case. It may take some time to find the perfect representation, but be patient and choose wisely.

Brain Injury Claims Lawyers



In this day and age, we are beginning to learn a lot about brain injuries and the potentially detrimental affects that they can have on a person's life. Will Smith is starring in a movie called Concussion, professional sports leagues like the NFL are dealing with a number of lawsuits pertaining to brain injuries and scientists are continuously having breakthroughs in research regarding these injuries. With that in mind, you will need to understand the nature of such injuries and protect yourself in a court of law if you feel that you have suffered an injury and need legal recourse. Follow the tips below and hire a brain injury claims lawyer who can help you out.

What should I know about brain injuries?

First and foremost, don't think that you need to be a professional athlete to have a brain injury claim. For instance, did you know that more than 1.4 million people on an annual basis suffer some sort of brain injury? These numbers are staggering and further proof that brain injury claims lawyers are very much needed. Some examples of brain injuries you may have suffered include concussions, trauma from accidents and blunt force brain trauma.

The issue with brain injuries is that they are not always obvious. Signs and symptoms of concussions, acquired brain injuries and other problems can take days, weeks and years to even manifest. Because of this, you will need to be sure that you reach out to medical professionals who can help you out with a proper diagnosis and ongoing care. Not only can these medical professionals help you to heal, they can also provide you with court testimony and a monetary trail that helps you put together your case. These medical professionals will work hand in hand with your attorney, so that you are able to win your brain injury legal claim on your own terms.

What should I know about my legal case?

When you are attempting to assert that another party is responsible for your brain injuries, you will need to be sure that you are able to furnish proof that they are negligent. You'll need to prove that they did not take the necessary steps of preventing the incident from happening. Your attorney can help you prove the duty of care and can also substantiate the level of trauma that you experienced throughout the course of being injured.

How can I hire the right lawyer?

The best thing you can do is seek referrals from other people who have hired certain attorneys in your area. They will be able to sit down with you for a consultation, to go over the nature of your case, your medical history and more. These attorneys will be able to help you out and will charge you specific fees, so ask for an itemized breakdown of their rates and charges.

When you follow these pieces of advice, you will be able to get help for your brain injury legal case. Follow these tips and reach out to a lawyer.